HSBC stands for Hongkong and Shanghai Banking Corporation. The international bank opened in 1865 and has locations across Asia, Europe, Oceania, Afric
HSBC stands for Hongkong and Shanghai Banking Corporation. The international bank opened in 1865 and has locations across Asia, Europe, Oceania, Africa and the Americas. U.S. branches are located in large cities in New York, Washington, California, Illinois, Georgia, Texas and Florida, as well as in Washington, D.C.A recent GOBankingRates survey found that many Americans choose convenience over sign-up bonuses when selecting a new bank. It’s a shame when you consider they’re missing out on hundreds of dollars in free cash. Luckily, you’re about to discover all the HSBC Bank promotions for April 2020.You can currently earn bonuses from HSBC of up to $6500 simply by qualifying and opening an account that is eligible for the rewards.Explore this guide to HSBC promotions to see current offers, how you can qualify, and the requirements necessary in order to earn free money from HSBC.HSBC Bank Promotions at a GlanceCurrent HSBC PromotionsHSBC Premier World Mastercard: Up to $535 BonusHSBC Premier World Elite Mastercard: Up to $1,050 BonusHomeStory Home Buying Program: $350 to $6,500 BonusHSBC Personal Loan Relationship Rates: Up to $1,405 SavingsOpening a HSBC Bank AccountAre the HSBC Bank Promotions Worth a Switch?HSBC Bank Promotions at a GlanceHSBC Bank promotions vary according to the type of banking product you need. You’ll find signup bonuses for credit cards, home buying programs and personal loans.Best HSBC Bank Promotions: April 2020AccountCash Value of BonusExpiration DateHSBC Premier World Mastercard credit cardUp to $535NoneHSBC Premier World Elite Mastercard credit cardUp to $1,050NoneHomeStory Home Buying Program$350 to $6,500NoneHSBC Personal Loan Relationship RatesUp to $1,405 in savingsNoneLearn More: HSBC Review: Is It the Right Bank for You?Back to topCurrent HSBC Promotions, Coupons and BonusesHSBC Bank bonuses vary according to the type of promotion. Some are simple cash bonuses and some come in the form of saving money. Here are all the details for the April 2020 HSBC promotions:HSBC Premier World Mastercard: Up to $535 BonusHSBC credit cards are excellent products for frequent travelers. The Premier World Mastercard comes with no annual fee and no foreign transaction fees. You’ll earn two times the points on travel spending, as well as points on all other purchases and have access to a variety of travel-related features and perks. Here are the details of how to earn the bonuses:Cash value: Up to $535; 35,000 rewards bonus points are worth at least $400 in air travel, and there’s an additional $85 credit for the TSA Precheck application fee and a $50 annual statement credit for Uber and Lyft ridesMinimum deposit to qualify: N/AExpiration date: NoneHow to get it: Apply for the card and spend at least $3,000 in the first three months after being approvedWhen you’ll get it: You’ll receive the bonus four to six weeks after the promotional periodTerms and conditions: Money spent using credit card checks, account transfers, balance transfers, cash advances or overdrafts doesn’t count towards the required $3,000 in spendingMonthly fees: Annual fee of $95 can be waived if you have an HSBC Premier checking accountPromotion page: HSBC Premier World Mastercard credit card promotion of up to $535 bonusBack to topHSBC Premier World Elite Mastercard: Up to $1,050 BonusHSBC’s Premier World Elite Mastercard adds even more benefits than the World Mastercard. Cardholders can earn four times the points on travel, two times the points on dining and points on all other card purchases. Additional bonuses for signing up include free membership to more than 1,000 airport lounges worldwide and two free lounge visits per year. Here are the bonus details and how to earn them:Cash value: Up to $1,050; 50,000 rewards bonus points worth at least $750 in air travel, plus you get an annual air travel credit of $100, a $100 credit for the TSA Precheck or Global Entry application fee and a $100 annual statement credit for Uber and Lyft ridesMinimum deposit to qualify: N/AExpiration date: NoneHow to get it: Apply for the card and spend at least $4,000 in the first three months after being approvedWhen you’ll get it: You’ll receive the bonus four to six weeks after the promotional periodTerms and conditions: Money spent using credit card checks, account transfers, balance transfers, cash advances or overdrafts doesn’t count towards the required $3,000 in spendingMonthly fees: An annual fee of $395, plus $65 per authorized userPromotion page: HSBC Premier World Elite Mastercard credit card promotion of up to $535 bonusBack to topHomeStory Home Buying Program: $350 to $6,500 BonusHomeStory is a full-service home buying and selling program that will match you with a certified real estate agent and an HSBC Mortgage Consultant to guide you through the process of buying and/or selling a home. The amount varies according to your home’s sale or purchase price and whether you used the program for buying and selling, which could effectively double your cash bonus.Cash value: $350 to $6,500, depending on the home sale priceMinimum deposit to qualify: N/AExpiration date: NoneHow to get it: By using a HomeStory certified real estate agent to complete the sale or purchaseWhen you’ll get it: You’ll receive a check within 45 days of closing.Terms and conditions: Bonus not available for buyers or sellers in Alaska, Iowa, Louisiana and Missouri, or for buyers in Mississippi, Oklahoma and OregonMonthly fees: N/APromotion page: HomeStory Home Buying Program $350 to $6,500 bonusBack to topHSBC Personal Loan Relationship Rates: Up to $1,405 SavingsHaving a checking or savings account with HSBC gives you access to relationship rate offers. You can currently save up to $1,405 in interest over the life of a five-year personal loan of $50,000. That’s because HSBC offers existing banking customers a 5.99% APR vs. the standard 6.99% APR for non-HSBC customers.Opening an HSBC Bank AccountIf you’re at least 18 years old and have had U.S. residency for the past three years, you can visit a local branch or open a bank account online. Here’s what you’ll need:Contact information including a U.S. residential address, phone number and email addressSocial Security numberDate of birthEmployment informationGovernment-issued photo ID such as a driver’s license, state ID, permanent residence green card or passportThe funds required to open an account by using cash, check, debit or credit card in person, or banking information to transfer funds from an existing account, including the routing number and bank account numberOnline Banking Help: How To Log In to Your Bank Account OnlineBack to topAre the HSBC Promotions Worth a Switch?HSBC Bank promotions might not be worth the switch just for the bonuses — unless you’d like to take advantage of the wide range of banking products such as its high-yield savings accounts and credit products, including personal loans, mortgages and credit cards. Banking with a full-service bank like HSBC simplifies your finances and gives you access to better rates and offers.Back to topMore on HSBCHSBC Review: Is It the Right Bank for You?Here’s Your HSBC Routing NumberHow To Find and Use Your HSBC LoginHow to Open an HSBC Bank AccountMore Bank PromotionsBest New Bank Promotions and OffersNew Checking Account BonusesAlly Bank PromotionsBank of America PromotionsCapital One PromotionsChase PromotionsCIT Bank PromotionsCitibank PromotionsCitizens Bank PromotionsDiscover Bank PromotionsFifth Third PromotionsFirst National Bank PromotionsHuntington Bank PromotionsKeyBank PromotionsPNC Bank PromotionsRegions Bank PromotionsSynchrony Bank PromotionsTD Bank PromotionsU.S. Bank PromotionsWells Fargo PromotionsThis content is not provided by HSBC Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by HSBC Bank.