High Risk Pay – A Review of the High Risk Pay Merchant Account

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When looking for a high-risk merchant account provider, it is important to check the terms of service and rates. You want a reputable company with good customer support. You should be able to contact the company you are interested in at any time. You also want a provider that knows a lot about high-risk merchant accounts and their requirements.


If you have a business that has a high chargeback rate, you may want to apply for a high-risk merchant account from Paykings. This type of account is designed for companies that have a high risk of fraud, chargebacks, and returns. These businesses are often found in high-risk industries, such as the adult industry, CBD and vape shops, and tourism. High-risk merchant accounts may also require a recurring payment plan.

One of the benefits of a high-risk merchant account is access to reporting tools. The reporting tools can be customized to your specific needs, and you can even apply filters to get more specific results. PayKings also provides dedicated account managers to help you with any questions or concerns that may arise. Although PayKings has a fairly neutral reputation, some reviews have called it a “scam.” Others have praised their customer service and have rated their rates as “reasonable.” The rates, fees, and customer service depend on your business’s volume and processing history.

High-risk merchant accounts require additional security measures. These measures include 3D Secure, which reduces chargebacks and fraud. Payment processing companies are more likely to freeze high-risk merchant accounts if they receive too many chargebacks. In addition to these security measures, you can also expect a minimal checkout process with PayKings.

Also, Read-How to Choose a High-Risk Payment Processor


PaymentCloud specializes in placing high-risk businesses with their network of acquiring banks and third-party processors. The company provides affordable rates and does all of the legwork to accept high-risk accounts. Additionally, the company does not charge any application or account setup fees.

High-risk merchants often operate in industries with high chargebacks and fraud rates. In many cases, these businesses have a hard time finding a payment processor or merchant account provider. Although there are a number of high-risk payment providers available, it is important to select the right one for your business. You need to consider the following factors to find the best solution.

Customer service is one of the best aspects of PaymentCloud. While it may not be the most convenient way to contact customer support, customer service agents are knowledgeable and polite. However, they only operate seven days a week, and they are not available 24/7. If you have questions, you can visit the FAQ section of the website.

High-risk merchants are considered high-risk by merchant account providers. Generally, businesses that are considered high-risk are subject to a rolling reserve. Such a reserve is used to cover chargebacks and fraud risks. High-risk businesses may be in a high-risk category – such as online gambling or subscription-based businesses. Moreover, high-risk businesses may also have bad credit.

High-Risk Pay

High-Risk Pay is a merchant account provider that helps high-risk businesses accept credit cards. Its merchant account service offers a number of benefits, including seamless payment gateway integration. The company works with all of your favorite CMS platforms and payment services, so you can easily accept MasterCard(r), VISA(r), and American Express payments.

Businesses that use credit cards often have a better reputation with customers. They’re seen as a more legitimate and reliable business, and more likely to purchase their products. In addition, accepting credit cards can help you reach a broader customer base and make more sales. With a High-Risk Pay merchant account, you can reach a larger customer base with a low-risk payment solution.

A high-risk payment merchant account costs a little more than a standard merchant account. In addition to transaction fees, high-risk merchants can expect to pay a 1% to 1.5% premium above interchange rates. However, this amount is dependent on the type of business you’re in. Additionally, high-risk payment processors set aside a portion of every transaction. So, if you open a storefront in January, you can expect to receive the remainder of the money in July.

Also, Read- Business Details You Might Not Think About Till They Come Up

Another major benefit of a high-risk merchant account is chargeback protection. In contrast, merchants with low-risk accounts face the risk of high-risk account suspensions or termination. High-risk merchant accounts also allow you to accept many types of credit cards, including international payments and recurring payments. A high-risk merchant account allows you to sell products and services that would otherwise be impossible to sell with a low-risk merchant account. This flexibility will give you more opportunities to increase your profits over the long run.

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